MemberCare Continuing Credit Insure offers credit card and overdraft protection. It is designed to protect a borrower’s credit card or overdraft repayment obligations in the event of their death, disability or involuntary unemployment.

What is covered?

Three main covers are in effect 24 hours a day, 7 days a week including:

Death cover
Disability cover
Involuntary Unemployment cover

Death Cover

The outstanding balance of your loan will be paid to a maximum of $100,000.

Disability Cover

If you are unable to due to injury or illness, your credit card debit facility repayments be covered for up to 120 months.

Involuntary Unemployment Cover

The outstanding balance of your loan will be paid if you are unable to work due to involuntary dismissal or retrenchment by an employer. A benefit up to a total of $5,000 or up to a 3 monthly benefit during any consecutive 12 months.

Full descriptions, exclusions and Policy Wording are available here to download in the MemberCare Continuing Credit Insure Product Disclosure Statement.

To receive a copy in the mail, call us on 1800 636 430.

You may also talk to your local financial institution to see if this cover is right for you.

Making or enquiring about a claim?

Please have your Policy or Claim Number ready and call our Claims Team for assistance on

1300 660 727

Looking for insurance cover?

Talk to your local financial institution branch about our MemberCare insurance products.

Insurance policies are issued by CUNA Mutual Life Australia Limited ABN 83 089 981 073 AFSL 245292 and CUMIS Insurance Society Inc. ABN 72 000562 121 AFSL 245491 (Incorporated in the United States . The members of the Society have no liability.) trading as CUNA Mutual General Insurance . Before making a decision about your insurance needs please refer to the Product Disclosure Statement available from your local financial institution.

Making a claim is easy.

Find online forms and instructions here to make a claim on your MemberCare policy. We’re happy to guide you through the process when you call us on 1300 660 727.

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CUNA Mutual Life Australia Limited ABN 83 089 981 073 is an AFS Licence holder (No. 245492) for the purposes of the Corporations Act 2001 (Cth) (“the Act”), and is authorised to advise and deal in life insurance products to retail and wholesale clients.

CUMIS Insurance Society Inc. ABN 72 000 562 121(Incorporated in the United States. The members of the Society have no liability.) trading as CUNA Mutual General Insurance is an AFS Licence holder (No. 245491) for the purposes of the Act, and is authorised to advise and deal in general insurance products to retail and wholesale clients.